It is not difficult to get Thailand motorbike insurance for tourists. This is because this country is one of the most popular bike travel destinations in the world.
There are many insurance providers to select from for every budget when planning to go on a holiday in Thailand. Many companies offer insurance coverage for visitors who have purchased a new or second-hand motorbike.
Before you start searching for Thailand motorbike insurance for tourists, you need to identify what type of coverage you need. For instance, touring insurance is designed to protect you while travelling in the country. You may also require insurance coverage for the time you will stay in the country as well as the length of your stay. Your personal requirements should be factored into the insurance policy.
What You Should Know Before Purchasing A Policy
Motorbike insurance for tourists in Thailand includes liability coverage. It is compulsory for foreigners residing in Thailand to have this type of insurance in order to legally operate a motorbike while in the country. Liability coverage provides you with financial protection in case you injure yourself or damage another person’s property while travelling in Thailand. This type of insurance can help you cover medical and travel costs if you meet an accident while visiting the country. Coverage can also be extended to cover the cost of damages to your own motorbike.
What A Motorbike Insurance Covers
Thailand motorbike insurance for tourists also provides coverage for damage to your bike if you get into an accident while travelling. Again, you can choose to extend your motorbike insurance to provide coverage for damage or loss to your own vehicle as well as the car or other vehicle involved in the accident. Thailand insurance providers usually provide coverage for such events as theft, fire, and storm while on vacation. Thailand insurance companies normally offer you different types of coverage depending on the value of your belongings. Coverage for expensive items like jewellery is also available from some providers.
Thailand motorbike insurance for tourists normally provides coverage for legal expenses and damage to your motorcycle. It may also include coverage for the cost of repair to your bike or to anyone else’s motorbike. You will usually get coverage for medical payments and lost wages, but you should check with your provider whether the policy includes coverage for personal liability and the cost of buying a new motorbike. It is important to note that the cost of getting this coverage can vary greatly depending on the value of your belongings.
It is recommended that you do a comparison of the various policies offered by different Thailand insurance companies so that you can choose the one that best suits your needs and budget. In addition to cost, you should also consider the reputation of your chosen Thailand motorbike insurance company.
While most Thailand motorbike insurance for tourists include basic coverage, it is still advisable to confirm the details of the policy before purchasing. Thailand insurance companies normally have separate policies and coverage plans for luxury and sports motorbikes and for those with American licenses, for example.
For tourists who are staying in other countries and only need coverage for their Thailand motorbike, it is recommended to obtain a separate rider coverage policy. This is especially true if the motorcycle is over a certain amount. It may be more convenient and cheaper to purchase coverage in one Thailand motorbike insurance company than to buy separate rider policies from time to time.